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Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

This site contains links to other sites and companies. Neither Woodthorpe Financial Services or PRIMIS Mortgage Network is responsible for the accuracy of the information contained within the linked site.

Woodthorpe Financial Services Limited, registered in England and Wales at 6 Greaves Close, Arnold, Nottingham, NG5 6RS, company number 13636831. Trading address: 6 Greaves Close, Arnold, Nottingham, NG5 6RS


We're based in Woodthorpe, working with people and families across the Nottingham area to help them find the right mortgage and protection products for them. 

Our appointments can be held on the phone, online, or in person - but our goal is always to make the process as easy and stress-free as it can be.




If you're self employed, you may be anxious about trying to get a mortgage, but it doesn't necessarily have to be that way.


At Woodthorpe Financial Services our experience tells us that it is often much easier than you might think to get a mortgage as a Sole Trader of Limited Company Director. 

We have listed some things to think about below, but if you're self employed and looking to secure a mortgage, we would highly recommend that you get in touch to discuss your specific circumstances. The sooner you speak to us, the sooner we can work together to prepare you. 

Sole Traders and Partnerships

  • Lenders use NET profits

  • You'll need to provide your last 3 years' SA302's and more recent 3 years' Tax Overview documents

Limited Company Directors

  • We have access to lenders who will consider 1 years trading, salary and dividends as income as well as company retained profits for affordability.  

  • If the company has made a loss in the most recent year but a profit previously we may still be able to use this income 

COVID Grants and Bounce Back Loans

Some lenders are still happy with this as long as the company is trading


CIS contractors

You may be eligible for certain mortgages depending on specific lending criteria

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